ProPublica’s mesmerizing and groundbreaking look at the national housing crisis, told through the lens of one woman whose story came to exemplify it

Sheila Ramos’s story mirrors the lives of millions of Americans who have lost their homes since the beginning of the housing crisis in 2007. The Great American Foreclosure Story details with clarity and empathy the road that led Ramos and so many like her toward financial ruin. Once the owner of a small business and a home, Ramos fell on hard times. Predatory lending and denied loan-modification applications eventually sent her and her three grandchildren packing, leaving behind their house in Florida and winding up in a tent outside of Ramos’s faraway hometown.

Alongside Ramos’s story are additional investigations by ProPublica reporter Paul Kiel and his colleagues Olga Pierce and Cora Currier documenting the systematic failures at banks, mortgage servicers, and government watchdogs that have exacerbated the country’s most severe foreclosure crisis since the Great Depression. Drawing from whistleblower testimonies, extensive homeowner databases, and a trove of underlying data, The Great American Foreclosure Story is a comprehensive and unrivaled look at the housing crisis, and its continuing human toll.ProPublica’s mesmerizing and groundbreaking look at the national housing crisis, told through the lens of one woman whose story came to exemplify it

Sheila Ramos’s story mirrors the lives of millions of Americans who have lost their homes since the beginning of the housing crisis in 2007. The Great American Foreclosure Story details with clarity and empathy the road that led Ramos and so many like her toward financial ruin. Once the owner of a small business and a home, Ramos fell on hard times. Predatory lending and denied loan-modification applications eventually sent her and her three grandchildren packing, leaving behind their house in Florida and winding up in a tent outside of Ramos’s faraway hometown.

Alongside Ramos’s story are additional investigations by ProPublica reporter Paul Kiel and his colleagues Olga Pierce and Cora Currier documenting the systematic failures at banks, mortgage servicers, and government watchdogs that have exacerbated the country’s most severe foreclosure crisis since the Great Depression. Drawing from whistleblower testimonies, extensive homeowner databases, and a trove of underlying data, The Great American Foreclosure Story is a comprehensive and unrivaled look at the housing crisis, and its continuing human toll.

List Price: $ 0.99

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***Temporary Price Reduction, get your copy***

5.0 out of 5 stars Great read!, January 23, 2012
By
Phil – “What a great tool. A must read for anyone with an underwater mortgage! I’ll be referring this book to everyone I know in this situation.”

5.0 out of 5 stars Don’t stick your head in the sand, January 17, 2012
By
Thomas Wright (Minnesota) – “With a predicted 25 to 30 million homeowners in America currently or soon to be underwater on their homes, this book is timely. Underwater, in this case, means that you owe more on your home mortgage than its current market value. This means you can’t afford to move or sell your house within the next 10 years without losing thousands and thousands of dollars. In contrast to conditions of the recent past, your home is no longer an appreciating asset.

In My Home is Worth WHAT?! Howard Bono and Lynn Rogers have put together a detailed guidebook designed to help anyone who is in this gut wrenching predicament. The first, and perhaps the most important thing they deliver in this highly readable book is hope. Too many underwater homeowners are greeting this widespread national crisis by sticking their heads in the sand. In fact, doing nothing, is on their list of the top five mistakes and underwater homeowner can make.”

5.0 out of 5 stars Underwater Mortgage Guide, October 14, 2011
By
Troy Klein – “Howard and Lynn give 9 options to struggling home owners that are right on the money. These options spell out clearly what needs to be done if you have an underwater mortgage. More people need to get their hands on this guide!”

5.0 out of 5 stars A great resource…, November 25, 2011
By
Jeannette – “Howard and Lynn have done a great job helping underwater homeowners understand their choices and realizing that it’s not their fault. Once the reader understands this, they give clear action plans of the different choices available along with several pros and cons.

My favorite part was where they explain that when you took out a loan on your home your Note gave you two choices, to pay or give the property back. And it’s okay to choose option 2.”

5.0 out of 5 stars A Must Read for Struggling Homeowners, November 2, 2011
By
Shawn Mingus (Minneapolis, MN USA) – “This book is excellent for homeowners that feel helpless knowing their home is worth less than they owe. This economy is a game changer for everyone and those that are falling behind each month can now educate themselves on all options available to them. Howard and Lynn take the complex mortgage mumbo jumbo and make it easy to understand. This book can be a powerful tool towards enabling struggling homeowners to feel empowered once again. Read it and study it.”

One of the 4 bonuses we offer in the book is a free 30 minute on demand class that will show you why the current economic conditions make it impossible for a housing market recovery any time soon.

The mainstream media continues to push an agenda that says that people need mortgage help. If people could just get some mortgage relief – if they could get their monthly payments lower, that will solve the problem.

And the Federal Reserve continues to tout low interest rates as the magic formula. There have been many new programs initiated by the banks and the government in the past 3 years since the Stimulus Programs were started. None of them truly serve to help underwater homeowner, “It’s time that Americans with negative equity wake up and deal with the fact that their 2006 home value won’t be back for over a decade – if ever.

Ignoring the problem won’t make it go away. We predict that the housing market won’t bottom out until 2014 at the earliest, and then will go flat for several more years.

Many people may not see their property value back to the pre-crisis level until 2025 at the earliest. Knowing that, does your decision of what to do with your house change?***Temporary Price Reduction, get your copy***

5.0 out of 5 stars Great read!, January 23, 2012
By
Phil – “What a great tool. A must read for anyone with an underwater mortgage! I’ll be referring this book to everyone I know in this situation.”

5.0 out of 5 stars Don’t stick your head in the sand, January 17, 2012
By
Thomas Wright (Minnesota) – “With a predicted 25 to 30 million homeowners in America currently or soon to be underwater on their homes, this book is timely. Underwater, in this case, means that you owe more on your home mortgage than its current market value. This means you can’t afford to move or sell your house within the next 10 years without losing thousands and thousands of dollars. In contrast to conditions of the recent past, your home is no longer an appreciating asset.

In My Home is Worth WHAT?! Howard Bono and Lynn Rogers have put together a detailed guidebook designed to help anyone who is in this gut wrenching predicament. The first, and perhaps the most important thing they deliver in this highly readable book is hope. Too many underwater homeowners are greeting this widespread national crisis by sticking their heads in the sand. In fact, doing nothing, is on their list of the top five mistakes and underwater homeowner can make.”

5.0 out of 5 stars Underwater Mortgage Guide, October 14, 2011
By
Troy Klein – “Howard and Lynn give 9 options to struggling home owners that are right on the money. These options spell out clearly what needs to be done if you have an underwater mortgage. More people need to get their hands on this guide!”

5.0 out of 5 stars A great resource…, November 25, 2011
By
Jeannette – “Howard and Lynn have done a great job helping underwater homeowners understand their choices and realizing that it’s not their fault. Once the reader understands this, they give clear action plans of the different choices available along with several pros and cons.

My favorite part was where they explain that when you took out a loan on your home your Note gave you two choices, to pay or give the property back. And it’s okay to choose option 2.”

5.0 out of 5 stars A Must Read for Struggling Homeowners, November 2, 2011
By
Shawn Mingus (Minneapolis, MN USA) – “This book is excellent for homeowners that feel helpless knowing their home is worth less than they owe. This economy is a game changer for everyone and those that are falling behind each month can now educate themselves on all options available to them. Howard and Lynn take the complex mortgage mumbo jumbo and make it easy to understand. This book can be a powerful tool towards enabling struggling homeowners to feel empowered once again. Read it and study it.”

One of the 4 bonuses we offer in the book is a free 30 minute on demand class that will show you why the current economic conditions make it impossible for a housing market recovery any time soon.

The mainstream media continues to push an agenda that says that people need mortgage help. If people could just get some mortgage relief – if they could get their monthly payments lower, that will solve the problem.

And the Federal Reserve continues to tout low interest rates as the magic formula. There have been many new programs initiated by the banks and the government in the past 3 years since the Stimulus Programs were started. None of them truly serve to help underwater homeowner, “It’s time that Americans with negative equity wake up and deal with the fact that their 2006 home value won’t be back for over a decade – if ever.

Ignoring the problem won’t make it go away. We predict that the housing market won’t bottom out until 2014 at the earliest, and then will go flat for several more years.

Many people may not see their property value back to the pre-crisis level until 2025 at the earliest. Knowing that, does your decision of what to do with your house change?

List Price: $ 9.95

Price:

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Product Description
How to avoid home foreclosure is a guide to stopping foreclosure. This concise guide explains how to protect yourself from foreclosure.This guide features ways to avoid foreclosure scams and stopping foreclosures. How to avoid home foreclosure explores avoiding house foreclosure and features resources to help avoid home foreclosure…. More >>

How To Avoid Home Foreclosure: A Guide To Stopping Foreclosure

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