• CREDIT – EVICTION AND CAR REPO?

      2 comments
    italiano627 asked:

    hi im a 23 yr old male i live in NY. back in 2006 i moved to florida and it didnt work out, a year after i moved i was evicted from my apt and i drove back home to NY with a car i was financing from a buy here pay here dealership in florida. i couldnt afford the payments on it and they hired somebody here to reposses it.

    my question is how does this eviction affect my credit? becuase i moved to a diff state can it still look bad? can they still make a judement against me althought i moved out of state?

    and my car repossession…i havnt recieved a notice in almost a year about money that i owe, do i still owe this money? can they make a judgment against me even though i moved out of state?

    i have a wonderful gf and i have never told her about this. i would like to marry her someday and im afraid that my credit will not allow me to buy a house and all that good stuff that married people do? does anybody out there have advice???

  • EVICTED AND CAR REPO?

      1 comment
    italiano627 asked:

    hi im a 23 yr old male i live in NY. back in 2006 i moved to florida and it didnt work out, a year after i moved i was evicted from my apt and i drove back home to NY with a car i was financing from a buy here pay here dealership in florida. i couldnt afford the payments on it and they hired somebody here to reposses it.

    my question is how does this eviction affect my credit? becuase i moved to a diff state can it still look bad? can they still make a judement against me althought i moved out of state?

    and my car repossession…i havnt recieved a notice in almost a year about money that i owe, do i still owe this money? can they make a judgment against me even though i moved out of state?

    i have a wonderful gf and i have never told her about this. i would like to marry her someday and im afraid that my credit will not allow me to buy a house and all that good stuff that married people do? does anybody out there have advice???

  • Avoid House Repossession UK Top Tips to Stop Eviction in Its Tracks

      0 comments
    Charles J Edwards asked:

    If your looking to avoid repossession there are a few solutions entering the market place in the UK that can prevent you from being evicted and allow you to stay in your own home, the most popular out of these solutions is called the “Sell & Rent Back Scheme” which is designed for an investor to buy your property from you at a percentage of the market value allowing to clear your outstanding balance with the lender clear any unsecured loans and any arrears that you may have and allow you to remain in the property as tenant.

    As an alternative to being evicted and depending on the property auction which may still leave you with debts that will be chased this can be a life saver for many individuals and family’s that have been hit by the UK’s growing credit crunch

    there are some variations on this model, some allow you to be able to buy the property back form the company that has purchased it at a later date if you financial situation has improved this can often be discussed with the company’s looking to buy the property and it is not unusual for them to make this agreement as it works out well for both party’s

    you can take advantage of one of these deals even if a repossession order has been put though court as you will find that the lenders are very welcoming to this kind of transaction taking place as all they are interested in is getting back the money that they are owed, you have to remember that repossession is a very expensive process for them to undertake so you will not find to much difficulty in stopping the repossession should you choose to go ahead with one of these deals

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  • House Repossession Advice How You Can Avoid Repossession and Stay in Your Home by.

      0 comments
    Charles J Edwards asked:

    If your looking for advice on avoiding house repossession in the UK then one of the “Sell & Rent Back Schemes” that are growing in popularity in the UK may be interest to you. In the face of the growing credit crunch that is sweeping the nation new solutions have been found and company’s are setting up to help provide alternative solutions to these problems.

    How the “Sell & Rent Back Scheme” works is simple a inverter who has the funds to be able to buy the property quickly will make an offer for a percentage of the house value this will include all the money needed to pay off the outstanding balance any secured loans associated with the property and of course mortgage arrears that you may have. If you have plenty of equity in your property you will also have cash left over for your self as well. This allows you to avoid being repossessed and stay in your home as a tenant, it is not unusual for these schemes to include an option for you to be able to buy back your house form the investor at a later stage if your financial situation improves.

    This is a much better alternative than what would happen if someone was to go though the process of eviction and repossession as the property then would have been sold at auction for a very cheap price and any outstanding debts would continue to be chased by the lender and legal action would be taken to ensure that they get their money back this is especial an uncomfortable time while you are effectively homeless and looking for alternative accommodation at the same time. For this reason these schemes have become a very popular alternative to this current state of affairs.

    go now to http://www.avoidhomerepossession.co.uk/

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  • House Repossession Sale, Need to Sell Your House to Stop Repossession Free Advice & Tips

      0 comments
    Charles J Edwards asked:

    If you are looking to sell your house to stop repossession you may have already noticed that today’s current property market is not a liquid as it once was, it has hard to find buyers and most people that would like to buy are unable to get mortgages. This becoming a common problem for property owners who need to downsize their accommodation to avoid repossession due to the high rise in the interest rates in the UK.

    But there is a solution to this problem, new company’s are being set-up to help tackle the repossession crisis and doing so by the ever increasing in popularity “Sell & Rent Back Schemes” these schemes enable the individual or family affected to be able to sell their property quickly to an investor for a percentage of the market value in order to avoid repossession and clear any associated debts with the property and remain in the property as a tenant.

    This does include clearing all the debts associated with the property including the outstanding balance, any secured loans associated with the property as well as mortgage arrears, and of course if you do have good equity in your property you will be left with spare cash also.

    The reason that this kind of scheme is increasing in popularity is due to the alternative root that would happen if the lenders continued on their path of eviction and repossession in eagerness to re-coup as much of their money as fast possible property’s that have been repossessed are normally auctioned, the main problem with this of course is that they usually go for much less than their market value and anything outstanding that the property sale did not cover will continued to be chased by the lender and legal action will still be pursued until they get their payment in full.

    go now to http://www.avoidhomerepossession.co.uk/

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  • House Repossession UK is Rising, Top Tips to Stay in Your Home and Clear Your Debt

      0 comments
    Charles J Edwards asked:

    Mortgage repossession can be stressful event the possibility of being moved from your house and dealing with the financial problems that have led up to it can be an emotional turbulent time.

    However there is some legislation called “Prevention of Homelessness Act”, and it protects residents of England and Northern Ireland.

    The general gist of the legislation is that if someone does not have any were to live, the courts can suspend the eviction to allow time for the individual or person to find another place of residence.

    The legislation also says that this does also apply to the circumstance of eviction due to mortgage repossession.

    The application can be made by someone who is subject to eviction prior to action being taken

    Were the home in question is inhabited as the persons only dwelling the court has the power to suspend the repossession process for any period that they see fit. The way the legislation is worded gives the judge a very open amount of power to do what they perceive as fare in the circumstances

    The legislation stipulates that a court can decide to suspend the repossession for mortgage arrears or eviction for unpaid rent to prevent the person or persons residing there from “sleeping rough” or having to reside somewhere considered nor fit for inhabitation by humans

    Another part of the legislation talks about variable rates of interest and gives power to the court to change the rate of interest that the individual is paying on the mortgage if that is a reasonable action to take to prevent the repossession taking place which would lead to someone being homeless.

    There are some stipulations built in, however. The rate of interest that the court alters the mortgage to cannot be less than that applied by the UK federal Department for Work and Pensions

    It also gives the court power to waiver any of the charges and fees or interest associated that may be a contributing factor to the repossession.

    go now to http://www.avoidhomerepossession.co.uk/

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  • my town house got a foreclosure sale date on 08/22/2008 and i can’t afford to save the property?

      3 comments
    pinaydbest68 asked:

    my town house got foreclosure date on 08/22/2008 and i can’t afford to save the property, i’m moving out before i get notice of eviction what else should i do, i know that i will give up everything. i bought that town house 2006, until 6 months ago been having family problems and can’t afford to keep it.

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