Tag Archives: creditor

How do I handle a repossession from a creditor?

I have a repossession that needs to be paid at over $11,000. Is it best just to pay the creditor who is handling the charged off debt, or have the debt settled for half of the amount the creditor is handling. I don’t have much money to pay. However, it would be a savings to [...]

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How long does a creditor have to file suit for a automobile repossession deficiency balance in Texas ?

I know there must be a statute of limitations that applies to this, but I can’t seem to find it anywhere. I’ve seen conflicting stories of between two and four years. Help !

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